I first heard about this particular financial philosophy in Sunday School.

And as soon as I did, I was drawn to its simplicity.

Here is the video from the series.

For a more comprehensive version, including ways to deal with debt, Dave Ramsey has great advice too.

But I believe if you stay out of debt, these 3 simple steps will just about do it all.

1. Give – Give away the first portion to church or charity.
2. Save – Save at least ten percent.
3. Live – Use the rest to live on.

And you do it in that order.

Obviously the more you save, the better off you will be long-term.

But let’s try not to hoard money and replace the security it brings with the security we find in God (man, I struggle with this sometimes.).

I love you.

-Dad